ROOPON Blog

Age Pension in Australia: Eligibility, Assets Test, Income Test, and How Much You Can Receive (2026)

age pension · 7 min read · 19 May 2026

A complete guide to the Australian Age Pension in 2026 - eligibility age, the assets test and income test thresholds, how much you can receive, and strategies to maximise your entitlement.

Aged Care in Australia: A Family Guide to Understanding Your Options (2026)

aged care · 7 min read · 19 May 2026

A practical guide to aged care in Australia - home care packages, residential aged care, the means test, costs, and how to navigate the system for yourself or a family member.

How to Plan for Aged Care Costs in Australia: What It Costs, How to Pay, and What the Government Covers (2026)

aged care · 8 min read · 19 May 2026

A practical guide to aged care costs in Australia - residential aged care fees, home care packages, means testing, and how to plan financially for yourself or an ageing parent.

Airbnb Hosting Tax in Australia: What You Owe and How to Minimise It (2026)

tax · 5 min read · 19 May 2026

How the ATO taxes Airbnb and short-term rental income in Australia - what to declare, what to deduct, CGT implications, and the records you must keep.

ASX Sharemarket Guide for Beginners: How to Start Investing in Australia (2026)

investing · 8 min read · 19 May 2026

A beginner's guide to investing on the ASX - how the sharemarket works, how to open a brokerage account, what to buy first, and the most common mistakes new investors make.

How to Prepare for an ATO Audit in Australia (2026 Guide)

tax · 8 min read · 19 May 2026

A practical guide to ATO audits in Australia - what triggers a review, how the audit process works, your rights, what records to keep, and how to respond to ATO contact.

How to Lodge Your Tax Return in Australia and Maximise Your Refund (2026 Guide)

tax · 7 min read · 19 May 2026

A practical guide to lodging your Australian tax return - what to claim, common deductions, how to use myTax, when to use an accountant, and how to avoid an ATO audit.

Australian Bond Investing Guide: Government vs Corporate Bonds, Yield, Bond ETFs and Portfolio Role

bonds · 12 min read · 19 May 2026

Complete guide to bond investing in Australia - how bonds work, government vs corporate bonds, yield vs price relationship, bond ETFs, credit ratings, duration risk and bonds' role in a portfolio.

Australian Budgeting Methods Compared: 50/30/20, Zero-Based, Envelope and More

budgeting · 10 min read · 19 May 2026

A practical comparison of the most popular budgeting methods for Australians - the 50/30/20 rule, zero-based budgeting, envelope method, pay yourself first, and which works best for your situation.

Australian Capital Gains Tax Guide: Discount, Cost Base, Timing Strategies and Offsetting Losses

tax · 12 min read · 19 May 2026

Complete guide to capital gains tax in Australia - the 50% CGT discount, cost base calculation, CGT events, timing strategies, offsetting capital losses, property vs shares CGT treatment.

Australian First Home Buyer Guide 2024–25: Grants, Schemes, Stamp Duty and More

property · 10 min read · 19 May 2026

Complete first home buyer guide for Australia in 2024–25 - First Home Guarantee, FHSS scheme, stamp duty concessions by state, LMI, genuine savings and what to expect at settlement.

Australian High-Interest Savings Account Guide: Rates, Bonus Conditions, Tax and HISA vs Offset

savings · 11 min read · 19 May 2026

Complete guide to high-interest savings accounts in Australia - how HISA rates work, bonus interest conditions, tax on interest income, HISA vs mortgage offset account, and term deposit comparison.

Australian Income Protection Insurance Guide: Benefit Period, Waiting Period and Policy Types

insurance · 11 min read · 19 May 2026

Complete guide to income protection insurance in Australia - benefit period, waiting period, agreed vs indemnity value, own vs any occupation definition, inside vs outside super, and how to choose.

Australian Investment Bonds: Tax Benefits, the 10-Year Rule and Estate Planning Uses

investing · 9 min read · 19 May 2026

Complete guide to investment bonds in Australia - the 10-year tax rule, no CGT on withdrawal, estate planning advantages, education bonds, and how they compare to super.

Australian Life Insurance Guide: How Much Cover You Need, Term vs Whole of Life, TPD and Trauma

insurance · 12 min read · 19 May 2026

Complete guide to life insurance in Australia - how much life cover you need, term vs whole of life, inside vs outside super, TPD, trauma insurance and how to choose the right cover.

Australian Negative Gearing Guide: How It Works, Deductible Expenses and the Investment Decision

negative gearing · 12 min read · 19 May 2026

Complete guide to negative gearing in Australia - how it works, which expenses are deductible, depreciation schedules, CGT interaction, positive vs negative gearing, and whether it makes financial sense.

Australian Property vs Shares: Which Is the Better Long-Term Investment?

investing · 10 min read · 19 May 2026

An objective comparison of property vs shares as long-term investments in Australia - historical returns, leverage, liquidity, tax treatment, diversification and concentration risk.

Australian Salary Sacrifice Guide: How It Works, What You Can Package and the Tax Savings

tax · 10 min read · 19 May 2026

Complete guide to salary sacrifice in Australia - how salary sacrificing works, what can be packaged, FBT implications, super salary sacrifice, novated leases, and which employees benefit most.

Australian Share Investing for Beginners: Brokerage, CHESS, Franking Credits and More

investing · 10 min read · 19 May 2026

Beginner's guide to investing in Australian shares - brokerage accounts, CHESS sponsorship, DRP, franking credits, CGT record-keeping, ETF vs individual stocks and ASX basics.

Australian Superannuation Fund Comparison: How to Choose the Best Super Fund

superannuation · 9 min read · 19 May 2026

Compare Australian super funds by performance, fees, investment options and insurance. MySuper benchmarks, industry vs retail, and how to find the best fund for you.

Australian Superannuation Withdrawal Rules: Preservation Age, Conditions of Release and Tax

superannuation · 12 min read · 19 May 2026

Complete guide to Australian superannuation withdrawal rules - preservation age, conditions of release, TTR pension, lump sum vs income stream, tax on super withdrawals and accessing super early.

Australian Tax Deductions for Working from Home 2024–25

tax · 9 min read · 19 May 2026

Complete guide to working from home tax deductions in Australia for 2024–25 - fixed rate method 70c/hr, actual cost method, occupancy expenses, ATO compliance and record-keeping.

Back to School Savings Australia: How to Cut the January Cost Spike (2026)

savings · 6 min read · 19 May 2026

Practical strategies for Australian parents to reduce back-to-school costs - from buying uniforms and stationery smarter to government vouchers and timing purchases right.

Best Budgeting Apps in Australia for 2026: Which One Actually Works for You

budgeting · 7 min read · 19 May 2026

A practical comparison of the best budgeting and money management apps available in Australia in 2026 - features, cost, bank connectivity, and which type of user each suits best.