Free guide
Stop a yearly bill landing as a shock
Turn rego, insurance, and school fees into a monthly amount you already expect.
Step 1
List the bills that come once or twice a year
Car rego, insurance, rates, school fees, Christmas, a domain, a professional membership. Use last year's amount if this year is not out yet.
Step 2
Divide each one by 12
That monthly figure is what to set aside. A $720 rego is $60 a month, which is easier than $720 on the due week.
Step 3
Park that money away from spending
A separate account named "yearly bills" is enough. Do not leave it in the account you tap for groceries.
Step 4
Add the due month to a calendar
You still need the date. The monthly amount only works if the lump sum is there when the bill arrives.
The tool that keeps this going
Why ROOPON
Annual Expense Planner keeps those once-a-year bills on a monthly set-aside, so January rego is not a surprise in January.
The lowest cost plan that includes every tool on this page is Ultimate at $99.99/month. Memberships also include partner discount codes. You can pay monthly or yearly, and you can cancel anytime.
See the plansThis guide is general information only. It is not financial advice. A calculator result is not a quote from a bank, insurer, or retailer.
